diff --git a/src/qt/sendcoinsdialog.cpp b/src/qt/sendcoinsdialog.cpp
index b7728b1e2..6c6a84771 100644
--- a/src/qt/sendcoinsdialog.cpp
+++ b/src/qt/sendcoinsdialog.cpp
@@ -184,7 +184,7 @@ void SendCoinsDialog::setModel(WalletModel *_model)
         updateSmartFeeLabel();
 
         // set default rbf checkbox state
-        ui->optInRBF->setCheckState(Qt::Checked);
+        ui->optInRBF->setCheckState(Qt::Unchecked);
 
         // set the smartfee-sliders default value (wallets default conf.target or last stored value)
         QSettings settings;